Employee Benefits
Disability & Life

Employee Benefits

Within our agency we have deep experience and knowledge within this arena. Our goal is making employee benefits simple, and we minimize surprises. We are consulting with our clients and their employees to strive to do more with less. Within companies today, providing the right benefits to your most valuable assets, YOUR EMPLOYEES. 

We focus on helping our clients understand and navigate the complex health care system, our methods and resources will provide employers with the best benefits portfolio to fit their specific needs. 

We offer a full array of products and services to meet the needs of our clients. Examples include but not limited to:  Large and Small Group, Group Dental, Group Vision, Life, Accident and Disability Plans, Voluntary Benefits, etc.

Download Employee Census Form

Disability Insurance

Short Term Disability

Short term disability insurance includes plan choices and solutions for most employer and employee needs, including a variety of earnings definitions, income replacement percentages, benefit maximums and elimination periods. The coverage integrates easily with our long term disability insurance to provide comprehensive income protection with maximized disability management and return-to-work support through early intervention.

Long Term Disability

Long term disability insurance provides a solid base of income protection coverage combined with valuable resources for any employee population. Plus we offer additional options and services that can help employers better support their workforce and their businesses.



Life/AD&D Insurance

What would your family do without your income?

Term life and accidental death & dismemberment insurance can help. 25% of household heads surveyed say they do not have a plan in place to provide a decent standard of living for their families if they die tomorrow.
Group term life and accidental death & dismemberment insurance can provide a benefit if you die prematurely during your working years. This plan is offered to all eligible employees and provides a death benefit as well as a benefit if you suffer a covered disabling injury.


If you are interested in any of the great offers, download and complete the census form on the right. Once completed e-mail the form to info@arm-i.com
Eligible groups must have at least two employees.