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Assurance Risk Managers - DBA ARM Multi Insurance Services, Incorporated - CA#0C73841
Disability Insurance by Unum

Short Term Disability
Short Term Disability Information Sheet
Unumís group short term disability insurance includes plan choices and solutions for most employer and employee needs, including a variety of earnings definitions, income replacement percentages, benefit maximums and elimination periods. The coverage integrates easily with our long term disability insurance to provide comprehensive income protection with maximized disability management and return-to-work support through early intervention.
Long Term Disability
Long Term Disability Information Sheet
Unumís group long term disability insurance provides a solid base of income protection coverage combined with valuable resources for any employee population. Plus Unum offers additional options and services that can help employers better support their workforce and their businesses.
Life/AD&D Insurance by Unum

What would your family do without your income?
Group Life Insurance Information Sheet
Unum's group term life and accidental death & dismemberment insurance can help. 25% of household heads surveyed say they do not have a plan in place to provide a decent standard of living for their families if they die tomorrow.

Group term life and accidental death & dismemberment insurance can provide
a benefit if you die prematurely during your working years. This plan is offered to all eligible employees and provides a death benefit as well as a benefit if you suffer a covered disabling injury.

Census Sheet
If you are interested in any of the great offers from Unum, download and complete the census form on the right. Once completed e-mail the form to

Eligible groups must have at least two employees.
As-sur-ance  (n.)
Assurance is the act of assuring a statement or indication that inspires confidence.

It can also be considered a guarantee or pledge, a freedom from doubt, or something on which one can rely.

Whatever your definition, Assurance Risk Managers can provide you with the insurance protection your business requires.
Assurance Risk Managers is dedicated to protecting your company and assisting in saving your time and money.